term-insurance

Term Insurance

Term insurance, one of the most affordable insurance, ensures your loved ones receive a cash sum in the event of your demise along with a myriad of benefits like riders for critical illness, disability etc. if you are still under the policy term.

Benefits:

  • Offers a life cover with a promise to pay a cash sum in case of policy holder’s death or diagnosis with a terminal illness.
  • Cash sum paid in case of permanent disability based on policy
  • Waiver of policy premiums in case of disruption in financial earning in case of illness or accident, based on type of policy chosen
  • Offer coverage protection even in the case of relocation to another country subject to the terms and conditions.

Whole of Life Insurance

This cover protects you and your family for whole of life in case of any untoward incident be it death, critical illness, disability, and others.

This plan also includes a saving component as enables an accumulated cash value. This cash value is one of the key components of Whole of Life Insurance. In case you or your beneficiaries do not claim the insurance money, you are eligible to withdraw the cash value, which is the money you had paid for the cover.

Benefits:

  • A lump sum payment to your loved ones in case of death of policy holder.
  • Payment in case of terminal illness diagnosis or accident of the policy holder
  • Waiver of policy premiums in case of disruption in financial earning in case of illness or accident, based on type of policy chosen
  • Second medical opinion with an extensive network of esteemed medical professionals
  • Critical Illness cover ensuring payment of a lump sum in case policy holder is diagnosed with a critical illness
  • Protection for cancer and critical illness may be extended to your children
  • Payment in case of permanent and total disability of the insured person
  • Provides a fixed amount of income to the family for a specific period in case of policy holder’s death
  • Payment in case of accidental death, dismemberment, hospitalisation including funeral coverage.
  • You can choose cancer cover, vide only if you are not eligible for critical illness.