About Rafiya - Independent Financial Consultant

Bridging the gap between where you are and where you want to be!

Dr Rafiya Mushtaq is an independent financial consultant at NEXUS , the largest independent financial advisory firm in the Middle East. Her expertise in financial planning and her comprehensive understanding of investments that enrich the lives of individuals and families make her a trustworthy name in the UAE.

Recognising her passion for finance, Rafiya successfully completed her Master’s in Business Administration. She further achieved a prestigious certification ICWIM (International Certificate in Wealth and Investment Management) from the reputed Chartered Institute for Securities and Investment (CISI) - a leading professional body for investment, wealth and financial planning in the United Kingdom.

She has over 10 years of enriching experience in the financial planning industry with an expertise in personal and business solutions.

In her advisory capacity, she is renowned for her proficiency in insurance, investments and medical health insurance, to name a few.

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Key service areas include:

Personal solutions

  • Income protection plan
  • Critical illness insurance
  • Child education funding
  • Holistic financial planning
  • Investments
  • Pension and retirement

Business solutions

  • Business protection insurance
  • Key man insurance

Dr Rafiya’s holistic approach when reviewing any financial plan for maximum gain has garnered her a strong client base. Her unique action plan accommodates a detailed look into the 6 stages of financial planning as illustrated below.

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The Rafiya Promise

You can be assured of trustworthy and transparent advice that keeps your best interest at the centre of every decision. Her penchant for offering the right advice at the right time ensure you are able to maximise your earnings at every stage while taking advantage of every opportunity.

Whether you are married, single or residing in the UAE or have hardly any time to plan your finances – Rafiya has a plan for you!